No Agent needed to withdraw EPF, Do It Yourself in Minutes

EPF- It is a savings scheme where your employer and you both put some money every month. This money builds up over time and you can withdraw it when you leave your job or retire.

Conditions to Withdraw EPF
You can withdraw EPF when:

You resign or retire from your job.

You are unemployed for 2 months or more.

You want to partially withdraw (for marriage, home, education, etc.).

You are retiring at 58 years.

What You Need Before You Apply
UAN (Universal Account Number) – You get this from your employer.

Your UAN should be activated.

Your Aadhaar, PAN, and bank account should be linked and verified in the UAN portal.

Your mobile number should be linked with Aadhaar.

Steps to Withdraw EPF Online (By Yourself)
Step 1: Go to the EPFO website
👉 Visit: https://unifiedportal-mem.epfindia.gov.in/memberinterface/

Step 2: Login with your UAN
Enter your UAN, password, and captcha.

Step 3: Go to Online Services
Click on “Online Services” in the top menu.

Then select “Claim (Form-31, 19 & 10C)”.

Step 4: Verify your details
You will see your details (name, Aadhaar, bank, etc.). Make sure all are correct.

Click on “Proceed for Online Claim”.

Step 5: Choose the type of withdrawal
Under “I want to apply for”, choose:

Full EPF Settlement (if you left the job),

Partial Withdrawal (for loan, home, etc.),

or Pension Withdrawal.

Step 6: Fill the form
Enter the required details (reason, amount, etc.).

Upload documents if asked (only in some cases).

Step 7: Submit and wait
Submit the claim.

You’ll get an OTP on your Aadhaar-linked mobile.

Enter OTP and confirm.

You’re done! You’ll get the money in your bank account in 7-15 days if everything is okay.

Helpful Tips
Make sure your bank account is active and correct.

Always check your KYC (Know Your Customer) is complete on the UAN portal.

If you face issues, you can contact EPFO via:

Helpdesk: https://epfigms.gov.in/

Toll-free number: 1800 118 005